¿Usted está pensando en abrir una cuenta de cheques, pero no está seguro por dónde empezar? Tenemos recursos que le pueden ayudar a seleccionar el producto que mejor se ajuste a sus necesidades financieras. Nuestras nuevas guías sobre cuentas tienen información para ayudarle a comparar y luego manejar su cuenta de cheques.
We’re releasing a report about consumers’ experiences with overdraft programs. Many of the people we spoke with were surprised about overdraft fees. Take control of your checking account with our tips and guides.
In order to make overdraft disclosure more straightforward, we’ve created four possible designs for a new disclosure form.
We recently published our Consumer Response Annual Report, which provides an overview of the complaints we received in 2016.
Banks and credit unions can only charge you overdraft fees on one-time debit card transactions and ATM withdrawals if you “opt in.” Learn more about the opt in choice, and steps you can take to reduce or eliminate overdraft fees on your checking account.
For the first time in 2015, large banks began reporting separately certain categories of fees—including overdraft and non-sufficient fund fees. The new fee revenue information is helping us understand the magnitude and diversity of banks’ overdraft programs. Here are some tips to help you reduce or avoid overdraft and NSF fees.
Are you thinking about opening a checking account but aren’t sure how to get started? We have resources to help you select a product that’s best suited for your financial needs. Our new account guides have information to help you shop for and manage your checking account.
Today, we held a field hearing on checking accounts in Louisville, Ky. The hearing featured remarks from Director Richard Cordray, as well as testimony from consumer groups, industry representatives, and members of the public.
RSVP to join us for a field hearing in Louisville, Ky., about access to checking accounts
We held a forum on access to checking accounts in Washington, D.C. The event featured remarks from Director Richard Cordray, as well as presentations from consumer groups, federal and local government officials, and industry representatives. A recording of the event is available.