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Category: Data, research, and reports

Aggregate credit card borrowing exhibits end-of-year seasonal patterns which vary across different sets of consumers

This report finds that aggregate end-of-year consumer credit card borrowing roughly follows end-of-year retail expenditure patterns, with consumer borrowing experiences differing across consumers with different credit scores and different credit card utilization rates at baseline. 

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Category: Info for consumers
Home damage on the Jersey Shore after Hurricane Sandy

9 problemas financieros comunes después de un desastre natural y lo que puede hacer para enfrentarlos

Asistencia para aquellas personas que tienen dificultades financieras luego de un desastre natural, incluyendo información acerca de cómo obtener ayuda y de cómo trabajar con bancos y prestamistas para solucionar sus problemas.