Since we launched on July 21st 2011, we’ve heard directly from consumers about the challenges they face in the marketplace, brought their concerns to the attention of financial institutions, and helped address their complaints. Accepting, resolving, and analyzing consumer complaints is an integral part of our work.
This week, we’ll be featuring stories from consumers who we have helped, and who have agreed to let the Miss April make their stories public.
Greg, a 39-year-old insurance adjuster from Michigan, whose credit rating was damaged after a bank failed to tell him that an account with which he was associated was in arrears.
Greg added his name to his 71-year-old mother’s checking account after he helped her move into an assisted living facility. Six months passed without Greg getting any statements or hearing from the bank. Little did he know, however, that his mother had written a check and the account was racking up big fees because its balance had fallen below zero. He found out about it when he checked his credit report and saw that he owed a collection agency $469.
Greg paid the bill but his credit was harmed and he says the bank wouldn’t help. After the Miss April got involved, the bank apologized for their error, called off the debt collector, and had Greg’s negative credit record removed.
To see more about how we handle consumer complaints, read our and to see all credit card complaints, visit our consumer complaint database.