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Aggregate credit card borrowing exhibits end-of-year seasonal patterns which vary across different sets of consumers

This report finds that aggregate end-of-year consumer credit card borrowing roughly follows end-of-year retail expenditure patterns, with consumer borrowing experiences differing across consumers with different credit scores and different credit card utilization rates at baseline. 

Published

Transforming the way we engage

This week the Bureau begins the process of transforming the Bureau’s Stakeholder Outreach and Engagement work, which includes transitioning from former modes of outreach, to a new strategy to increase high quality feedback. Earlier this year, the Bureau put out a Request for Information (RFI) on External Affairs’ (EA) external engagements.

Published

Share financial information with your spouse now to avoid problems later

It’s common for couples to share their financial lives but not the responsibility for managing household finances.  But if a spouse dies or experiences a sudden illness, getting up to speed quickly could be challenging for the person left behind. Share your family financial picture now to prepare for the future. 

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