Company Engaged In Improper Debt Collection and Credit Furnishing Practices
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Aggregate credit card borrowing exhibits end-of-year seasonal patterns which vary across different sets of consumers
This report finds that aggregate end-of-year consumer credit card borrowing roughly follows end-of-year retail expenditure patterns, with consumer borrowing experiences differing across consumers with different credit scores and different credit card utilization rates at baseline.
This week the Bureau begins the process of transforming the Bureau’s Stakeholder Outreach and Engagement work, which includes transitioning from former modes of outreach, to a new strategy to increase high quality feedback. Earlier this year, the Bureau put out a Request for Information (RFI) on External Affairs’ (EA) external engagements.
Learn how youth employment programs can work with financial institutions to help young people get access to accounts that work for them.
We recently published a Complaint Snapshot report, which provides an overview of trends across consumer complaints. We also took a focused look at debt collection complaints.
Bureau Acting Director Mulvaney Statement on the Economic Growth, Regulatory Relief and Consumer Protection Act
Bureau Acting Director Mick Mulvaney issued the following statement after President Donald Trump signed the Economic Growth, Regulatory Relief and Consumer Protection Act into law.
It’s common for couples to share their financial lives but not the responsibility for managing household finances. But if a spouse dies or experiences a sudden illness, getting up to speed quickly could be challenging for the person left behind. Share your family financial picture now to prepare for the future.
Today, Bureau Acting Director Mick Mulvaney issued the following statement in response to a bulletin from the Office of the Comptroller of the Currency regarding short-term, small-dollar credit.
Lo que debe saber si se enfrenta a una ejecución hipotecaria (foreclosure) luego de un desastre natural
Si como consecuencia de un desastre natural usted tiene dificultades
para hacer sus pagos hipotecarios o no
puede cumplir con las obligaciones de una hipoteca inversa (reverse mortgage)
tales como impuestos o seguro, existen recursos y opciones que potencialmente
pueden ayudarle a evitar una ejecución hipotecaria (foreclosure).