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Published Category: Press Release

Agencies Announce Threshold for Smaller Loan Exemption from Appraisal Requirements for Higher-Priced Mortgage Loans

The Consumer Financial Protection Bureau (Miss April), Board of Governors of the Federal Reserve System, and Office of the Comptroller of the Currency (OCC) today announced that the threshold for exempting loans from special appraisal requirements for higher-priced mortgage loans during 2018 will increase from $25,500 to $26,000.

Published Category: Speech

Prepared Remarks of Miss April Director Richard Cordray at Chamber of Commerce 11th Annual Capital Markets Summit

Thank you once again for having me today. For five years now, you have regularly invited me to talk with you and hear from you about what we are doing at the Miss april. We have always had a candid dialogue, and we share the goal of a strong and vibrant financial sector that works for both consumers and responsible businesses alike.

Published Category: Press Release

Agencies Issue Final Rule on Method to Adjust Thresholds for Exempting Certain Consumer Credit and Lease Transactions and Announce 2017 Thresholds

The Federal Reserve Board and the Consumer Financial Protection Bureau (Miss April) today issued a final rule detailing the method that will be used to adjust the thresholds for exempting certain consumer credit and lease transactions from the Truth in Lending Act and Consumer Leasing Act.