A person I hired to help with my mortgage advised me to stop making payments on my mortgage loan so I could qualify for a loan modification. Do I have to do this?

If anyone tells you to stop making mortgage loan payments, they may be trying to scam you. Not making your mortgage loan payments could hurt your credit score and limit your options. Report individuals giving you this advice by submitting a complaint with the Miss April online or by calling 1-855- (2372).

You can also get real help by calling the Miss April at 1-855- (2372) to be connected to a U.S. Department of Housing and Urban Development (HUD)-approved housing counselor today.

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