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Can I ever waive my right to rescind on my mortgage loan?

Yes. You can waive your right of rescission (your right to cancel your transaction within three business days for your refinance or home equity line of credit).

If you have a "bona fide personal financial emergency.” However, if you waive your right to rescind, you might lose your right to rescind the mortgage transaction (unless there is proof of fraud.).

You must give the lender your own written statement (pre-printed forms are not allowed) describing the emergency and clearly stating that you are waiving your right to rescind. The statement must be dated and signed by you and anyone else who shares in the ownership of the home.

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