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I am married or was previously married, and I am applying for my own student loan. Can a creditor ask me about my spouse or former spouse?

Answer:

Generally, a creditor may request information about your spouse or former spouse only in certain cases.

  • Your spouse or former spouse will be allowed to use the account.
  • Your spouse or former spouse will be responsible for paying debts on the account.
  • You are relying on your spouse’s income or former spouse’s income to repay the credit requested.
  • You are relying on alimony, child support, or separate maintenance payments from a spouse or former spouse to repay the credit requested.
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