Skip to main content

I am receiving many offers for new credit cards since I moved into my new home or took out my mortgage. Can I make the offers stop?

You can opt out for five years by calling 1-888-5-OPTOUT (1-888-567-8688) or by visiting www.optoutprescreen.com

Credit card issuers, auto finance companies, and other lenders or insurers can ask credit reporting agencies for a list of names and addresses of individuals who meet certain criteria (such as a minimum credit score). The credit reporting agency produces these lists by reviewing its credit files.

If you do not want card issuers or other lenders and insurance companies to get your information in this way, you can opt out for five years by calling 1-888-5-OPTOUT (1-888-567-8688) or by visiting www.optoutprescreen.com . To opt out permanently, you must download and mail a signed Permanent Opt-Out Election form, available by calling 1-888-5-OPTOUT (1-888-567-8688) or by visiting www.optoutprescreen.com .

If you opt out, your name will no longer appear on lists provided by credit reporting agencies. However, card issuers can still solicit you if they have done business with you before or they get your name from other sources and send you invitations to apply for a card.

Take the next step

Tell your story

Tell us your story, good or bad, about your experience with consumer financial products.

Was this answer helpful to you?

Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.

more information best-cooler.reviews