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I heard about the new Federal Housing Authority refinancing option with reduced fees. Can you tell me more about it?


On March 6, 2012, the President and the Federal Housing Administration (FHA) announced price cuts to FHA's Streamline Refinance Program. 

The cuts will be available beginning June 11, 2012. To qualify, you must be current on your existing FHA-insured mortgage, and the mortgage must have been endorsed on or before May 31, 2009.

The FHA estimates the average FHA-insured borrower could save approximately $3,000 per year or $250 per month by refinancing through this streamlined process.

The FHA Streamline Refinance does not require additional underwriting. FHA-insured homeowners should contact their existing lender to determine their eligibility.

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