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I understand that there may be other student loan benefits for certain teachers. Is Public Service Loan Forgiveness always the best choice?


Highly-qualified teachers in certain low-income schools may be eligible for a different loan forgiveness program that provides $5,000 in loan forgiveness after the completion of five academic years as an elementary or secondary school teacher. Highly-qualified math, science or special education teachers may be eligible for up to $17,500 in loan forgiveness after the completion of five academic years as a teacher in an eligible school.

You cannot obtain a benefit under both the teacher loan forgiveness program and Public Service Loan Forgiveness (PSLF). For borrowers with low- to-moderate student loan debt who meet other program criteria, Public Service Loan Forgiveness may not be the best choice. For borrowers with high student loan debt, it may still make sense to pursue Public Service Loan Forgiveness. The U.S. Department of Education offers .

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