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Should I get a checking account that pays interest?


Some banks and credit unions offer checking accounts that pay interest, usually at very low rates. These accounts may have higher fees than checking accounts that don’t pay interest. 

These accounts may also require a larger minimum balance to avoid monthly fees. It is always a good idea to compare checking account fees and terms to see which account and fee structure will cost you less for the way you actually bank.

Tip: Because interest rates on deposit accounts are currently very low, fees and minimum balance requirements usually have a much bigger impact on the net value of a checking account than any interest you might earn on a checking account.

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