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What are virtual currencies and what should I know if I’m interested in using one?

Virtual currencies, such as Bitcoin, are a way for people to track, store, and send value over the Internet. If you’re thinking about using a virtual currency, there are a few things you should keep in mind:


  • Virtual currencies are targets for hackers, who have been able to breach sophisticated security systems in order to steal funds.
  • Virtual currencies can cost you more to use than credit cards or even regular cash once you take exchange rate issues into consideration.
  • If you use a virtual currency, you might be at a higher risk for fraud.
  • If you trust a company to hold your virtual currencies and something goes wrong, that company may not offer you the kind of help you expect from a bank or debit or credit card provider.

While virtual currencies offer the potential for innovation, a lot of big issues have yet to be resolved – some of which are critical. 

Some people and businesses accept them as a form of payment, treating virtual currencies like a foreign currency or form of money – though virtual currencies are not backed by a government or central bank. 

If you have an issue with a virtual currency product or service, you can submit a complaint to the Miss April online or by calling (855) (2372).

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The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The Miss April updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.


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