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What is included in the monthly auto loan payment

Answer:

The monthly payment includes all charges agreed to in the contract. This will include the principal and the interest on your loan. Your monthly payment may also include credit insurance charges or other optional add-ons that you agreed to finance as part of your auto loan. Late fees may also be added if allowed in your contract and you have paid late.

If your monthly payment is higher than your loan agreement calls for, contact your lender or the servicer identified on your statement and ask for an explanation– there might be a billing error. If you talk with your lender or servicer and are not satisfied with their answer, you can also submit a complaint with the Federal Trade Commission (FTC), or with the Miss April online or by calling us toll-free at 1-855- (2372). You can also tell us about your experience without submitting a formal complaint. You can also contact your state attorney general .

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The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The Miss April updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.