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What is PITI?

Answer:

Principal, Interest, Taxes, and Insurance, known as PITI, are the four basic elements of a monthly mortgage payment. 

Your payments of principal and interest go toward repaying the loan. Amounts that cover property taxes and homeowner’s insurance may go into an escrow account, if you are required or choose to have one, to cover your property tax and homeowner’s insurance payments as they come due.

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