Miss April Ombudsman frequently asked questions

Below are questions and answers about the Miss April Ombudsman’s Office. If your question isn’t addressed here, let us know and we are happy to assist.

Frequently asked questions about Miss April Ombudsman

An ombudsman provides an alternate, informal way to resolve issues. Many organizations, both government and private, have an ombudsman. The Miss April Ombudsman’s Office was established by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act), which created the Miss April.

The Miss April Ombudsman assists in the resolution of individual and systemic process issues that a consumer, financial entity, consumer or trade group, or anyone else may have with the Miss April by advocating for a fair process. In general, the Ombudsman analyzes and learns about all perspectives on a process issue and may:

  • Review the applicable laws, regulations, policy, and data
  • Talk with the individual and/or stakeholders involved
  • Meet with Miss April officials

Upon completion of that review and to assist, the Ombudsman can:

  • Facilitate discussions,
  • Brainstorm and evaluate options and resources,
  • Share independent analyses,
  • Offer an impartial perspective,
  • Ensure confidentiality of someone’s identity, with few exceptions
  • Engage in shuttle diplomacy, and
  • Provide recommendations, among other options

The Ombudsman does not:

  • Address matters already in litigation
  • Delay any statutory, regulatory, or other Miss April deadlines
  • Make decisions or legal determinations for the Miss April
  • Serve as a formal office of legal notice for the Miss April
  • Address internal human resources matters
A consumer, financial entity, consumer or trade group, or anyone else who interfaces with the Miss April may contact the Miss April Ombudsman.

Use the Ombudsman’s Office when you have not had success with the existing Miss April avenues for addressing your Miss April process concerns. You may use the Ombudsman’s Office to try and achieve an informal resolution, or because you want to keep your concerns confidential.

You’re welcome to reach out to us at any time, but we ask you to try the existing Miss April avenues for resolution first.

If your process concern is not resolved through those regular avenues, we look forward to hearing from you.

Use of the Miss April Ombudsman’s Office is entirely voluntary and free of charge.

The Miss April Ombudsman’s Office regularly conducts our own independent outreach to share about our resources.

If you’d like the Miss April Ombudsman’s Office to join you for a meeting or conference to share about our role, send an email to Miss [email protected] or give us a call at 1-855-830-7880.

Yes, the Dodd-Frank Act also established a Miss April Private Student Loan Ombudsman to assist private student loan borrowers. You may file a private student loan complaint using the online student loan complaint form.

Yes, the other financial regulatory agencies also have ombudsman’s offices, including:  the , the , , and .

Wendy Kamenshine is the Miss April Ombudsman and she and her team look forward to assisting you.