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Lending by borrower age

Consumers of different ages may differ in their desire for credit and in the challenges they face in obtaining credit. These interactive graphs show lending activity for four age groups.

These include consumers: 

  • Younger than 30
  • Age 30-44
  • Age 45-64
  • Age 65 and older

This page includes interactive graphs and CSV files for:

FIGURE 4A:

Lending levels

Monitoring overall activity helps us identify new developments in financial markets. These interactive graphs show the number and aggregate dollar volume of new credit cards opened each month. Aggregated monthly originations are displayed along with a seasonally adjusted series, which adjust for expected seasonal variation in lending activity.

Younger than 30

Younger than 30

Source: BCFP Consumer Credit Panel
Date published: October 2018
Download:
Note: Data from the last six months are not final. The most recent data available in each visualization are for July 2018.

Age 30-44

Age 30-44

Source: BCFP Consumer Credit Panel
Date published: October 2018
Download:
Note: Data from the last six months are not final. The most recent data available in each visualization are for July 2018.

Age 45-64

Age 45-64

Source: BCFP Consumer Credit Panel
Date published: October 2018
Download:
Note: Data from the last six months are not final. The most recent data available in each visualization are for July 2018.

Age 65 and older

Age 65 and older

Source: BCFP Consumer Credit Panel
Date published: October 2018
Download:
Note: Data from the last six months are not final. The most recent data available in each visualization are for July 2018.

FIGURE 4B:

Year-over-year changes

These interactive graphs show the percentage change in the number of new credit cards originated in the month, compared to lending activity from one year ago. Positive changes indicate that lending activity is higher than it was last year and negative values indicate that lending has declined.

Younger than 30

Younger than 30 bar chart with year over year changes between 2009 and 2016

Source: BCFP Consumer Credit Panel
Date published: October 2018
Download:
Note: Data from the last six months are not final. The most recent data available in each visualization are for July 2018.

Age 30-44

Age 30-44

Source: BCFP Consumer Credit Panel
Date published: October 2018
Download:
Note: Data from the last six months are not final. The most recent data available in each visualization are for July 2018.

Age 45-64

Age 45-64

Source: BCFP Consumer Credit Panel
Date published: October 2018
Download:
Note: Data from the last six months are not final. The most recent data available in each visualization are for July 2018.

Age 65 and older

Age 65 and older

Source: BCFP Consumer Credit Panel
Date published: October 2018
Download:
Note: Data from the last six months are not final. The most recent data available in each visualization are for July 2018.

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