Lending by borrower age

Consumers of different ages may differ in their desire for credit and in the challenges they face in obtaining credit. These interactive graphs show lending activity for four age groups.

These include consumers:

  • Younger than 30
  • Age 30-44
  • Age 45-64
  • Age 65 and older

This page includes interactive graphs and CSV files for:

FIGURE 4A:

Lending levels

Monitoring developments in overall activity helps us identify new developments in the markets we regulate. These interactive graphs show the number and aggregate dollar volume of new mortgage loans opened each month. Aggregated monthly originations are displayed along with a seasonally-adjusted series, which adjust for expected seasonal variation in lending activity.

Younger than 30

Volume of mortgage originations for borrowers younger than 30

Source:
Date published: March 2018
Note: Data from the last six months are not final. The most recent data available in each visualization is for January 2018.

Age 30-44

Volume of mortgage originations for borrowers age 30-44

Source:
Date published: March 2018
Note: Data from the last six months are not final. The most recent data available in each visualization is for January 2018.

Age 45-64

Volume of mortgage originations for borrowers age 45-64

Source:
Date published: March 2018
Note: Data from the last six months are not final. The most recent data available in each visualization is for January 2018.

Age 65 and older

Volume of student loan originations for borrowers

Source:
Date published: March 2018
Note: Data from the last six months are not final. The most recent data available in each visualization is for January 2018.

FIGURE 4B:

Year-over-year changes

These interactive graphs show the percentage change in the number of new mortgages originated in the month, compared to lending activity from one year ago. Positive changes indicate that lending activity is higher than it was last year and negative values indicate that lending has declined.

Younger than 30

Year-over-year percentage change in mortgage origination volume for borrowers younger than 30

Source:
Date published: March 2018
Note: Data from the last six months are not final. The most recent data available in each visualization is for January 2018.

Age 30-44

Year-over-year percentage change in mortgage origination volume for borrowers age 30-44

Source:
Date published: March 2018
Note: Data from the last six months are not final. The most recent data available in each visualization is for January 2018.

Age 45-64

Year-over-year percentage change in mortgage origination volume for borrowers age 45-64

Source:
Date published: March 2018
Note: Data from the last six months are not final. The most recent data available in each visualization is for January 2018.

Age 65 and older

Year-over-year percentage change in mortgage origination volume for borrowers age 65 and older

Source:
Date published: March 2018
Note: Data from the last six months are not final. The most recent data available in each visualization is for January 2018.