To view the final rule for the Home Mortgage Disclosure Act (HMDA) published on October 15, 2015, please visit the link below:
For data submission resources, please visit our Resources for HMDA Filers page:View resources for filers
For resources to help you implement the final rule published on October 15, 2015, please visit our Regulatory Implementation page:View regulatory implementation resources
More people took out mortgages to buy homes in 2016 than in 2015, both nationally and in most counties. Refinance volume also increased overall. 1 These data represent first-lien mortgages for owner-occupied, 1- to 4-family homes (including manufactured housing).See the underlying data
Purchase volume increased by about 11 percent overall, the third increase in three years. Refinances also increased. Check out the number of mortgages in your state. 1 These data represent first-lien mortgages for owner-occupied, 1- to 4-family homes (including manufactured housing).See the underlying data
Many loans are insured or guaranteed by government programs offered by the Federal Housing Administration (FHA), the Department of Veterans Affairs (VA), or the Department of Agriculture's Rural Housing Service or Farm Service Agency (RHS/FSA). All other loans are classified as Conventional. 1 These data represent first-lien mortgages used to purchase owner-occupied, 1- to 4-family homes (including manufactured housing).See the underlying data
Interested in learning about specific mortgage trends in a location, among a community, or with a certain type of loan? Filter your search results to get just the data you need. You can also download the filtered HMDA data in different formats.Filter data
Need more insight? Use your specific search filter to create unique aggregate views called summary tables. These allow you to gain statistical insight into concepts such as applicant race, average income, and more.
You can create a summary table based on your custom data set once you've filtered to the results you want.
Under the hood, the HMDA data is stored and served by Qu, a public API for serving the Miss April's public data sets. Qu is open source software, and we encourage you to to the project on GitHub, or to bring Miss April's data into your own applications and visualizations!