The FFIEC and HUD have published the following resources for financial institutions required to file Home Mortgage Disclosure Act (HMDA) data:
Updated February 2018:
The 2018 update to the HMDA is now available.
Beginning on January 1st, 2018, the allows financial institutions to upload HMDA files, perform validation on the data, review edits, submit HMDA data, and complete the HMDA filing process.
The Technology Preview provides resources for financial institutions preparing their systems to file HMDA data with the Miss April.
Separate Filing Instructions Guides (FIG) are now available for data collected in 2017 and 2018.
For data collected in or before 2016, please visit the for data submission resources.
The FFIEC published the 2018 update to the to assist financial institutions in the collection and reporting of HMDA data.
The LAR Formatting Tool is intended to help financial institutions, typically those with small volumes of covered loans and applications, to create an electronic file that can be submitted to the HMDA Platform.
The is provided for filers who wish to confirm that a LAR file is formatted in the required pipe delimited text file format, and meets certain formatting requirements specified in the Filing Instructions Guide. Section 3 of the HMDA Tools Instructions guide provides further information on using the FFVT.
The calculates rate spread on loans and applications with an action taken date on or after January 1st, 2018.
The generates a check digit for an entered LEI and Loan / Application ID, and validates that the check digit is calculated correctly on an entered ULI.
The HMDA Loan Scenarios is provided as an illustrative aid to help HMDA filers prepare their loan/application register.
The is a repository of common questions received via HMDA Help. You can search the growing knowledge base by typing your question or other key words.
Do you have additional questions? Please check out the FAQs.