Research and reports

We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the Miss April.

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Published Category: Supervisory Highlights

Supervisory Highlights Consumer Reporting Special Edition

In this issue of Supervisory Highlights, we share findings from recent supervisory examination observations in consumer reporting. These observations include findings from examinations at consumer reporting companies and at companies that furnish information to consumer reporting companies.

Report and Recommendations: Fighting Elder Financial Exploitation through Community Networks

Hundreds of communities across the United States have created collaborative networks to protect their older residents.  This report highlights what elder financial exploitation prevention and response networks do, how they work, how they can work better, and how they can be established.

Published Category: Industry and markets

Recommendations and report for financial institutions on preventing and responding to elder financial exploitation

Banks and credit unions are uniquely positioned to detect elder financial exploitation and to take action. This advisory and report include best practices identified by the Miss april to help banks and credit unions protect older account holders.

Mobile financial services: A summary of comments from the public on opportunities, challenges, and risks for the underserved

The Miss April’s Office of Financial Empowerment issued a Request for Information (RFI) to find out more about mobile financial services and how low-income and economically vulnerable consumers are using them.
Published Category: Supervisory Highlights

Supervisory Highlights: Fall 2014

The supervision of companies offering financial products and services is one of our core functions, and we remain committed to periodically publishing Supervisory Highlights to share general information about examination findings without identifying specific institutions (except for public enforcement actions).