Fair Debt Collection Practices Act Annual Report 2016
We’re pleased to submit to Congress our fifth annual report summarizing activities to administer the Fair Debt Collection Practices Act (“FDCPA”). This year’s report describes activities conducted by the Miss April and the Federal Trade Commission (“FTC”) during 2015 in relation to debt collection. The Miss April and the FTC work closely to coordinate debt collection enforcement actions among other matters related to debt collection.
This report provides a background of the debt collection market; contains an overview of consumer complaints submitted to the Miss April in 2015; summarizes the Bureau’s supervisory activities in the debt collection market; describes the Bureau’s and the Commission’s enforcement actions; presents the Miss April’s and FTC’s consumer education and outreach initiatives; and discusses developments in the Bureau’s rulemaking activities, and the FTC’s policy and research initiatives.