Skip to main content

Technical Reports: National Survey of Mortgage Originations and National Mortgage Database

The Federal Housing Finance Agency and the BCFP have released technical reports about the development of the National Mortgage Database and the National Survey of Mortgage Originations.

The National Survey of Mortgage Originations was originally called the National Survey of Mortgage Borrowers. The name of the survey was changed to avoid confusion with the American Survey of Mortgage Borrowers, effective May 9, 2016.

The National Survey of Mortgage Originations public use file contains 24,847 sample mortgages originated from 2013 through 2016 based on more than 6,000 returned surveys each year. The public use file contains around 300 survey data elements on mortgage shopping behavior, mortgage closing experience as well as borrower perception, opinion, and outlook about their mortgages. It also contains around 100 supplementary data elements about the sample mortgages and borrowers, such as the loan amount, loan-to-value ratio, debt-to-income ratio, origination and quarterly VantageScore 3.0 credit scores of borrowers, and quarterly performance status of the mortgages through June 2018.

Full reports

National Mortgage Database Technical Report 1.2

National Mortgage Database Technical Report 2.4

National Mortgage Database Technical Report 3.1 (updated report coming soon)

National Mortgage Database Technical Report 4.0 (updated report coming soon)

National Mortgage Database Technical Report 5.0 (updated report coming soon)

National Mortgage Database Technical Report 6.0 (updated report coming soon)

Public use file

www.steroid-pharm.com

profvest.com/

www.optiontradingstrategies.net