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Get answers to your mortgage questions

Whether you’re thinking of buying a home, are in the process of applying for a mortgage, or already have a home loan, we have resources to help you every step of the way.

Buying a home?

Choosing a mortgage to pay for your new home is just as important as choosing the home itself. Our resources make the process easier.

Steps you can take

Already have a mortgage?

Managing a mortgage isn’t always smooth sailing. If you’re unsure how to handle a problem with your servicer or are struggling to pay your mortgage, here are a few resources to help.

Steps you can take

  • Find answers to common questions about  or 
  • Send a letter to  or 
  •  if you’re behind on your payments or facing  foreclosure 
  •  if you're having an issue with a mortgage
  • Get our checklist  of things to do to avoid foreclosure

What we're doing to help

Our rules make mortgages safer, protect borrowers, and make it easier for you to get help when you need it. 

Learn how our rules benefit you

  •  that are easier to understand (effective October 2015)
  •  (effective January 2014) 
  •  and what happens if you have trouble paying (effective January 2014)