4 Get ready to close

Once your purchase offer has been accepted by the seller and you have chosen a loan and a lender, it’s time to focus on the closing process. You’ll need to provide your lender with additional documents, so stay alert for requests and notifications. You’ll also need to get a home inspection and shop for homeowner’s and title insurance. Signing your closing documents is the final step. Take time to review them carefully. Once you sign, you’re responsible for the mortgage loan.

Illustration of the home-buying process

Goals for this phase

  • Submit documents required for underwriting (approval) of your loan
  • Choose the closing service providers you need for closing
  • Close (sign the papers) on your home and the loan you use to pay for it

Tools for this Phase

Our closing checklist lets you know what to expect at closing and what questions to ask so you will be prepared.

Closing checklist

Our interactive sample form helps you double-check the details and get definitions for terms used on the Closing Disclosure form.

Closing Disclosure explainer

In addition to your Closing Disclosure, there are other important documents you will need to sign at closing. We can help you navigate these documents.

Guide to closing forms

Action steps

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