Alexander v. Ameripro Funding, Inc.


The Equal Credit Opportunity Act prohibits a creditor from, among other things, discriminating against an applicant for a mortgage loan because all or part of the applicant’s income derives from public assistance income. The Bureau’s amicus brief argued that allegations that creditors refused to consider public assistance income states a claim under ECOA sufficient to survive a motion to dismiss. The brief also argued that hostility and animus are not elements of a disparate treatment claim under ECOA.

Full brief

Alexander v. Ameripro Funding, Inc.