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Category: Federal Circuit Court

Regions Bank v. Legal Outsource PA

This case involves claims under the Equal Credit Opportunity Act against a bank that allegedly required a business owner’s spouse to guaranty a loan to the business because of the fact that the business owner was married. The Bureau filed an amicus brief arguing that the district court erred in rejecting claims by the business and various guarantors of the loan. First, the brief argued that a business entity can state a claim for ECOA discrimination based on its owner’s marital status. Second, the brief argued that regulations issued pursuant to ECOA reasonably interpret the term “applicant” to encompass guarantors such that non-borrowers who are required to guarantee their spouse’s loans can state claims for marital-status discrimination.

Full brief

Regions Bank v. Legal Outsource PA



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