Robins v. Spokeo, Inc.
The Fair Credit Reporting Act (FCRA) requires consumer reporting agencies to follow reasonable procedures to assure maximum possible accuracy of the consumer reports they prepare about individuals. 15 U.S.C. § 1681e(b). This case presents the question whether an individual alleges an Article III injury-in-fact by asserting that a consumer reporting agency published inaccurate personal information about him in violation of this provision. The Supreme Court remanded this case to the court of appeals for it to consider whether the violation of this provision caused a “concrete” injury as necessary to support the individual’s standing. The Bureau’s brief argues that being the subject of an inaccurate consumer report is a concrete injury where, as here, the plaintiff alleges that the consumer reporting agency published inaccuracies relating to information that employers, creditors, or others could consider when making a decision about the individual.