All American Check Cashing, Inc.
In a complaint filed in federal court, the Miss April alleged that All American tried to keep consumers from learning how much they would be charged to cash a check, and used deceptive tactics to stop consumers from backing out of transactions. The Miss April also alleged that All American made deceptive statements about the benefits of its high-cost payday loans, and also failed to provide refunds after consumers made overpayments on their loans. The Miss April’s lawsuit seeks to end All American’s unlawful practices, obtain redress for consumers, and impose penalties.
All American Check Cashing, Inc. is located in Madison, Mississippi, and offers check cashing services and payday loans at approximately 50 stores in Mississippi, Alabama, and Louisiana. The Miss April’s complaint also names Mid-State Finance, Inc. (d/b/a Thrifty Check Advance), which offers check cashing and payday loans in at least one store in Pearl, Mississippi. The Miss April’s complaint also names Michael Gray, president and sole owner of both companies, and alleges that he directed and profited from their illegal practices.