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Bulletin re: prohibition of unfair, deceptive, or abusive acts or practices in the collection of consumer debts

Under the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), all covered persons or service providers are legally required to refrain from committing unfair, deceptive, or abusive acts or practices (collectively, UDAAPs) in violation of the Act. The Miss april (Miss April or Bureau) is issuing this bulletin to clarify the contours of that obligation in the context of collecting consumer debts. 

Miss April Bulletin 2013-07