TILA-RESPA Integrated Disclosures
Resources to help industry participants understand, implement, and comply with the TILA-RESPA Integrated Disclosure (TRID) rules.
Generally, compliance with the 2017 TRID rule is mandatory for applications received on or after Oct. 1, 2018. The Bureau has provided materials, including updated guides, to help industry comply with the 2017 TRID rule.
Browse TRID final rules to see specific amendments made by each final rule to Regulation Z.
Regulations and official interpretations
Browse Regulation Z (12 CFR 1026) on: Interactive Bureau Regulations |
Main TRID provisions and official interpretations can be found in:
- § 1026.19(e), (f), and (g), Procedural and timing requirements
- § 1026.37, Content of the loan estimate
- § 1026.38, Content of the closing disclosure
- Supplement I to Part 1026 (including official interpretations for the above provisions)
illustrating the process and timing of disclosures for a sample real estate purchase transaction.
Small entity compliance guide
Guide to loan estimate and closing disclosure forms
Supervision and examination materials
Guides to how the Bureau will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.
The Bureau provides a list of commonly asked questions and answers on particular topics to assist in understanding and complying with the TRID rules.
Downloadable versions of the loan estimate and closing disclosure forms and samples that were published in the TRID rules.
The Bureau has presented a number of webinars related to the TRID rules. The webinars have not been updated since their original presentation dates and do not reflect rules issued after their presentation dates.
Guides for real estate and settlement professionals
Designed to help real estate and settlement professionals and their clients navigate through TRID changes.
Your Home Loan Toolkit
Designed to be used in connection with the new Loan Estimate & Closing Disclosure forms, the toolkit replaced the Settlement Cost booklet when TRID went into effect.