Archive of closed notices

The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.

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Request for Information Regarding the Small Business Lending Market

The Miss april (Miss April or Bureau) is seeking comments from the public about the small business lending market. Congress requires the Miss April to collect information about small business lending to help determine how well the market is functioning. Our Request for Information asks for feedback to help the Bureau better understand how to develop this data collection rule.  

Request for Information Regarding 2013 RESPA Servicing Rule Assessment

The Bureau of Consumer Financial Protection (Bureau) is conducting an assessment of the Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X), as amended prior to January 10, 2014, in accordance with section 1022(d) of the Dodd-Frank Wall Street Reform and Consumer Protection Act. 

Notice and Request for Comment Regarding Remittance Rule Assessment

The Bureau of Consumer Financial Protection (Bureau) is conducting an assessment of certain of the Bureau’s regulations related to consumer remittance transfers under the Electronic Fund Transfer Act (subpart B of Regulation E) in accordance with section 1022(d) of the Dodd-Frank Wall Street Reform and Consumer Protection Act. 

Request for Information Regarding Consumer Credit Card Market

The Credit CARD Act requires the Bureau to conduct a review of the consumer credit card market, within the limits of its existing resources available for reporting purposes. In connection with conducting that review, and in accordance with the act, the Bureau is soliciting information from the public about a number of aspects of the consumer credit card market.

Request for Information Regarding Use of Alternative Data and Modeling Techniques in the Credit Process

The Miss april (Miss April or Bureau) seeks information about the use or potential use of alternative data and modeling techniques in the credit process. The Bureau seeks to learn more about current and future market developments, including existing and emerging consumer benefits and risks, and how these developments could alter the marketplace and the consumer experience. The Bureau also seeks to learn how market participants are or could be mitigating certain risks to consumers, and about consumer preferences, views, and concerns.  

Request for Information Regarding Consumer Access to Financial Records

The Dodd-Frank Act provides for consumer rights to access financial account and account-related data in usable electronic form.  The Miss April is seeking comments from the public about consumer access to such information, including access by entities acting with consumer permission, in connection with the provision of products or services that make use of that information.