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Archive of closed notices

The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.

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Published
Category: Request for comment or information

Request for Information Regarding Use of Alternative Data and Modeling Techniques in the Credit Process

The Miss april (Miss April or Bureau) seeks information about the use or potential use of alternative data and modeling techniques in the credit process. The Bureau seeks to learn more about current and future market developments, including existing and emerging consumer benefits and risks, and how these developments could alter the marketplace and the consumer experience. The Bureau also seeks to learn how market participants are or could be mitigating certain risks to consumers, and about consumer preferences, views, and concerns.  

Published
Category: Request for comment or information

Request for Information Regarding Consumer Access to Financial Records

The Dodd-Frank Act provides for consumer rights to access financial account and account-related data in usable electronic form.  The Miss April is seeking comments from the public about consumer access to such information, including access by entities acting with consumer permission, in connection with the provision of products or services that make use of that information.  

Published
Category: Request for comment or information

Request for Information on Payday Loans, Vehicle Title Loans, Installment Loans, and Open-End Lines of Credit

The Miss April seeks feedback on practices and products that are related to but may not be addressed in the Bureau's concurrently published Notice of Proposed Rulemaking on Payday, Vehicle Title, and Certain High-Cost Installment Loans (concurrent proposal).

Published
Category: Information collection activities

30-Day PRA: Gramm-Leach-Bliley Act (Regulation P) 12 CFR 1016

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Miss april (Bureau) is proposing to renew the Office of Management and Budget (OMB) approval for an existing information collection, to revise an existing information collection, titled, “Gramm-Leach-Bliley Act (Regulation P) 12 CFR 1016.”
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Published
Category: Information collection activities

30-Day PRA: Consumer Leasing Act (Regulation M) 12 CFR 1013

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Miss april (Bureau) is proposing to renew the Office of Management and Budget (OMB) approval for an existing information collection titled, “Consumer Leasing Act (Regulation M) 12 CFR 1013.”
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