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Fair Lending Report 2013

On May 21, 2018, the President signed a joint resolution passed by Congress disapproving the Bulletin titled “Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act” (Bulletin), which had provided guidance about the Equal Credit Opportunity Act (ECOA) and its implementing regulation, Regulation B. Consistent with the joint resolution, the Bulletin has no force or effect. The ECOA and Regulation B are unchanged and remain in force and effect. See more information on complying with the ECOA and Regulation B. The materials relating to the Bulletin on the Bureau’s website are for reference only.

This report explores our fair lending efforts to promote consistent, efficient, and effective enforcement of federal fair lending laws. This report also outlines our initiatives to promote fair lending compliance and education through our work with private industry, fair lending, civil rights, consumer and community advocates.

Full report

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